Welcome to my website. I look forward to speaking with you soon! You will probably find most of what you want to know about mortgage financing here - delivered in a brief and to the point format. If you are looking for commercial financing go here.
The strength of the nation's largest independent lender
As the nation's largest independent direct lender, Metrocities Mortgage (our parent company) has greater control over your transaction and is able to quickly approve and close loans in-house. In fact, we are able to fund loans that other lenders may deny. Established in 1989, Metrocities is a privately-held national mortgage banking firm licensed in all 50 states. We are backed by Sterling Partners, a multi-billion dollar equity investment group, with a 25-year history in funding world-class organizations. We are labeled as "America's most admired mortgage company". Apart from excellence in service we offer every imaginable financing option: FHA, Fannie Mae, Freddy Mac, USDA, VA, Jumbo, Super Jumbo, and many other (niche) loan options.
Trusted advisor As your trusted advisor I make sure that you get the financing to suit your personal objectives - both initially and over time. I make sure that you have a low cost of borrowing, maximum tax deductions, and that you are postioned to act on your future plans. If lower cost borrowing options present themselves our Mortgage Alert System will flag your loan which will prompt me to call you right away for a possible low, or no cost refinance.
Your credit score If beneficial I can help you to improve credit scores, resulting in approval and/or a better rate. I can tell you exactly what to do to increase your score by a specific number of points - within 1 week! We then rescore your credit before we process the application! Best of all, apart from from a small credit bureau charge there is no cost! See what a better score will do for you. For more drastic score improvements I also offer credit repair service.
No surprises
We will give you the terms of the loan and the closing costs in writing - upfront, so there are no surprises.
Experience We are used to "quarter-backing" things for our clients, beginning to end. Once the loan is approved you are assigned a dedicated support person who will make sure you will have a smooth closing, and who will take personal responsibility for any problems that may arise. I am offering excellent service - not just mortgages! With 10+ years of origination experience, and many satisfied clients and referrals to show for it, my clientele is still growing! I hope that you too will grant me the privilege of putting my skills to work for you!
Let's go to work!
For starters, I recommend you subscribe to my monthly Mortgage Update (go for the professional version if you like). It contains important mortgage news and practical financial tips, delivered in a brief, easy to read format. (No recipes, cartoons, or lifestyle articles!). Then contact me for a financial review and pre-qualification so you know what your buying power is, how to improve it if needed, and you can make your plans. You will be quickly convinced that dealing with Paul Luykx is just plain good business! Call me at 800-405-0676 (direct), or email me! You'll be glad you did!