Our approach
Our senior loan officers are seasoned professionals (and many of us are former bankers). We pride ourselves on understanding the loan process, the challenges a borrower faces, and delivering the best financing solutions. We can present financing options for any type property, and any purpose.
Approach
We do much more than matching your loan against our extensive database. We examine your needs, and make recommendations with respect to structure, pricing, and terms. And we explore with you possible quicker, or less-costly alternatives that may be available.
Off the cuff rate quotes are not possible. Not for residential, and certainly not for commercial loans because so much depends on the strength of the borrower, property type, location, loan type and program, lock if any, etc.
Structure
Our commercial loan service is basically structured as follows:
- Your requirements are matched against our extensive database of commercial mortgage lenders to determine what is available.
- The results are then processed for a "pre-flight", which involves submitting your loan scenario to prospective lenders for expressions of interest.
- Once we have received the expressions of interest, we consult with you to evaluate the options and make a choice.
- We undertake steps 1-3 above at no obligation to you. At this point we would enter into an agreement for service.
- Next, we gather the required documentation from you and submit the application to the pre-determined lender(s).
- Once the loan is approved you are assigned a dedicated support person who is focused on a smooth and timely closing.
How does this approach benefit you?
Timing
It can take several weeks to get an answer from a lender regarding a commercial loan. Our system has been designed to practically eliminate this problem by having the underwriting guidelines in our computer system and the right lender connections in the network.
Cost
Many commercial borrowers get so frustrated with the traditional process that they are prepared to accept a poor financing offer. How much does the system cost you? - There is no cost or obligation to use the system and go through the pre-submission process.
"It's all about the service"
Current rate estimates
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